Posts by ironpeakadvisors

In the event that you have children in school, you might be paying too much for your college students health insurance. Most four-year colleges offer understudy medical coverage designs, and many consequently select understudies. Understudy medical coverage design costs shift radically, from $1,750 a year at American University, for instance, to $4,103 a year at George…

The Register as of late detailed that Wellmark Blue Cross Blue Shield has been blamed for damaging government HIPAA security directions on account of a patient with serious hemophilia. A delegate of Wellmark was examining the high cost of medical coverage at a Rotary Club meeting last March. She gave a case of an extraordinary…

Are you saving enough for retirement? Most people in America are woefully under-prepared when it comes to retirement planning. Here are some strategies that will help you get on track for this chapter in your life with retirement planning for every age. And since it’s different for everyone, we will look at the best ways…

When families merge, you’re bringing more than just yourself and your kids into a new marriage; you’re bringing your financial habits, too. Why not start fresh with financial advice for blended families to ensure a smooth transition. Remarrying with kids can be a veritable minefield when it comes to finances. And everyone has heard horror stories…

Money tips for new parents or for people getting ready to have kids Becoming a new parent is a time filled with life-changing moments of love, wonder, sleeplessness, and stress. And it is that stress of becoming entirely responsible for another human being that is plenty worrisome without any added financial insecurities occupying your mind.…

The flowers are in bloom, the birds are singing…it’s time to start cleaning up around the house. But while clearing out old clothes and dusting is a quick fix for easing your mind, why not take it one step further and clean up your finances? The benefits of this are twofold: recovery from winter spending…

Understanding Saver’s Credit Brace yourselves, because today we’re going to be talking about taxes. A month after they’re relevant. This was done on purpose, so that you have almost a year to get excited about this tax tip: Saver’s Credit. Saver’s Credit, also known as the Retirement Savings Contribution Credit, is one of the government’s best…

The answer to that question can be summed up perfectly by Murphy’s Law: Anything that can go wrong, will go wrong. But even with that charming adage aside, you need an emergency fund simply because at some point you’ll probably have to use it.   The reasons for this are endless. Suddenly losing your job,…

Congratulations! You’ve just embarked on one of the most exciting adventures of your life. As we often learn, marriage comes with its ups and downs. Make smart financial choices early on and you can make sure arguments are restricted to (at worst) “who hid the T.V. remote?” Here are some of our tips for a…

Don’t panic, prepare for the long term We all know the fundamental tenet of investing all too well: buy low, sell high. We also all know that this is much easier said than done. When the stock market is volatile, as it is right now, most people approach times like this with a reactionary perspective: selling low and…